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10 posts from September 2008

September 30, 2008

Easy Sunday: holiday lets and more ...

What a wonderful weekend!  Not only was the weather fine but we spent it down in our holiday home in Portland (Dorset).  The beautiful weather really brought it home to us that England has much to offer the holiday maker, and, as the current trend is to holiday at home, the U.K. is no doubt going to see a renaissance in the great British seaside holiday!  For the best part of nine months now, we've been advocating holiday lets for cash flow, but make sure that you choose somewhere with year round appeal.

Chesil_beach Chesil Beach is part of the Jurassic Coast World Heritage site stretching 18 miles along the south coast of Dorset, England from the 'Isle' of Portland in the east to Lyme Regis in the west. Fishermen familiar with the beach claim to be able to tell their location from pebble size alone.

Although we do not actually let our Portland house out as a holiday let, there are many signs that it could be a good area to buy in.  Portland itself is a stunning and unique island, and has so much more to offer than Portland Bill Lighthouse and Chesil beach, which it is mostly known for.  There are many beautiful coastal walks, birdwatching, horse-riding, not to mention all the water-sports you can do in the area.  Portland Harbour itself is brilliant for windsurfing and kite-surfing with its shallow and calm water. 

Portland is slowly but surely shaking off its naval past and gearing itself up as a top flight holiday destination.  The new and glamourous Portland Hotel and Spa is raising the accommodation bar, and new restaurants, cafes and bars are springing up all over the island to cater to many different tastes.  Being an island also means that land supply is limited.  Many areas of the island have been designated areas of scientific interest, which will further restrict building in the future. 

With Portland and Weymouth now gearing up to hold the 2012 Olympic Sailing Event, the only way is up for this "best kept secret" little isle.

Furthermore, this weekend it was announced that Weymouth has been awarded a £6m regeneration grant to give the town a face-lift and build a new relief road, again all in preparation for the Olympics.  So, if you are interested in a holiday home or let with a lot of potential, this could be a good area to look in!

Vanessa, my wife, was quoted in the "Sunday Times" this weekend on buying a second home on the coast.




Click here to read what she had to say in the "Sunday Times".

Finally, a preliminary annoucement about our next networking event:

Easy Sunday:

Coffee, Property Chat, and Networking with Vanessa and Nick at the Holiday Inn, Guildford, Sunday 19th October from 10.30 to 13.30


Due to spending most of the month of October in Cyprus, we have decided to make our October networking event a bit more informal.  Our usual monthly networking events tend to be more structured and formal with educational presentations and guest speakers, along with networking breaks.

However, October’s event will be a bit different.  Just drop by and join us at the Holiday Inn, Guildford anytime between 10.30 and 13.30 on Sunday 19th October for coffee, property chat, and networking!

This is a FREE event.

All we ask is that you register with us at registration@4wallsandaceiling.com to give us an idea of numbers so that we can make arrangements accordingly.

Everyone who registers will receive a free copy of our Top Investor Tips e-book.

Maybe you are just starting out in property and would like some questions answered, or maybe you have a problem that needs solving?  Whatever you would like to discuss about property, come along to the event, chew the cud,  and get some input or answers.

It’s fun, informal , and free!

We look forward to meeting you there.

Just register at registration@4wallsandaceiling.com and we will send you full details nearer to the time.

Date:  Sunday 19th October

Venue:  Holiday Inn, Egerton Road, Guildford (ample free parking)

Map:- Click here

Time:  10.30 to 13.30

Questions:  email nick.tadd@4wallsandaceiling.com

September 23, 2008

Property Investing is dead... Long live property Investing

Dear Fellow Property Enthusiasts,

With the collapse of four major financial institutions last week, we are entering unchartered waters. It would be easy to get quite worn down by all this doom and gloom. Every day we're receive calls and emails from people who are feeling very down-hearted about property investing. It's interesting to take a different and more lateral view.

For our part, we would like to recommend a book called "The Dip" by Seth Godin. It is totally inspirational and explains how these challenging times can actually be an amazing period of growth and success, if you can push through "the dip" to the other side.

The Dip creates scarcity, the scarcity creates value.

The dip is where success happens.

Please click here to watch a video with a HIGH DEF option of Nick talking about "the dip" at one of our recent networking events. (Quicktime needed)

A good example of this is the price wars currently being fought by the major supermarket chains. They are cutting their prices just to get customers through the door. This creates value for the consumer. Some supermarket chains will fail, then there will be scarcity - but the ones that survive will go on to be even more successful as there is less competition. Hope that makes sense?

In other words, this whole industry, actually the entire world, is going through a massive filtering system where the weak and uncommitted give up or get filtered out. It is the end of an era of "instant gratification", "get rich quick", "taking short cuts", wanting "something for nothing", and success without putting any real effort in. It is an unprecedented time of survival of the fittest. We are in now for a bit of a slog.

Those that keep pushing through "the dip" will reap the rewards. Right now, in property, the dip is creating value for tenants as there is so much stock on the market. But the pendulum will swing the other way at some point, and then rents will start to rise. That is where the success happens for us.

I read a report today that the U.K. is now officially the most densely populated major country in Europe, and yet no new housing is being built! The supply and demand pendulum will shift at some point.

On a lighter note, when Sainsbury's reduce the price of strawberries, we don't all run around shouting "OH MY GOD, THERE'S BEEN A STRAWBERRY PRICE CRASH !! WE MUST STOP BUYING". Oh no! We go out and buy as many strawberries as we can! Every negative has a positive side if you care to look for it.

From my point of view property prices have been irrelevant, whether they be going up, down, left, right or sideway. I'm a Landlord, therefore, I wish to get paid every month.

Property prices only effect those that rely on them.

We have based our property portfolio on cash-flow (not capital growth/equity release), so in reality, house prices have very little effect on my property business because I am receiving an income month on month from the rent. It is the lack of good mortgage products that is currently the biggest problem for us, as we see bargains every day that we would love to snap up.

If people cannot buy anything, then they will be forced to rent, meaning rents will start to go up. It's a fact that every single person in this country needs a roof over their head - that will never change.

We've been asked on other forums why we "waste our time" writing these kinds of posts. I don't regard it as wasting my time. If this has made someone feel a little bit better or more confident about property, then I feel that I have contributed something to the community.

We are all entering a new and hugely exciting era in business and a big part of that will be reciprocity and trust in on-line communities. We're starting now.

For an alternative view of the "credit crunch" have a look at:

Credit Crunch view 1.

Credit crunch view 2.

and this one from Donald Trump: Click here

So our advice is to keep the faith. Get yourself along to some networking events and surround yourself with supportive and like-minded people who can help you through.

Vanessa and Nick at 4 Walls and Michelle at Property Jedi would also like to take this opportunity to thank everyone who attended our property networking event on Sunday in Milton Keynes.

It was great to catch up with old friends and meet so many new property enthusiasts! We would like to acknowledge all attendees for giving up what was probably the nicest day of the year, along with the Ryder Cup golf, to sit in a conference room and advance your property knowledge. We salute you and your commitment to your property business!

Here are some testimonials from the event:

"Re: your presentation on Web 2.0: I feel as if I have had my head buried in the sand - withdrawn it fnding someone shining a 2000 volt torch in my eyes".
Nina Griffiths

"As always, a most empowering and englightening event which helps me focus on moving forwards. New faces and ideas. Vanessa, Nick, and Michelle are unique in their ethical approach to the property business. Integrity in this environment is rarer than you think. Thank you all for keeping me motivated!". Clara Von Horn

"A very interesting and different day.  Also surprisingly refreshing".  John McKay

"Thank you for another excellent meeting where we learned some things

we didn't know before!  You had some very nice people there and we did some very worthwhile

  Dennis and Hazel, Hampshire Property Meet

"Great networking and a productive use of my Sunday with like-minded people". Bobby Gill

"As ever, this event provides practical advice through the harnessing of knowledge, experienced property professionals, in one easily digestible session". Richard Francis

Thank you to Adam Powell of Csense Lettings for an inspiring presentation on how to permanently avoid a void! Adam wowed the audience with his in-depth knowledge of the lettings market and gave us all some new ideas and strategies to keep our properties rented throughout the challenging market conditions.

Our next networking event will be in October in Guildford. Date TBC. You can pre-register at registration@4wallsandaceiling.com

Remember - you can never learn less!

To your success!

Kind regards,


September 17, 2008

Final details for September's networking event / Video Blog

Dear Fellow Property Enthusiasts,

The countdown is on to our September property investment networking event, taking place in Milton Keynes this Sunday!. Just four days away now! It's never too late to register, so drop us an email at registration@4wallsandaceiling.com.

Below you will find full and final details of the event.

But before that, we have another video blog for you from sunny Cyprus. In this broadcast, Vanessa speaks about "hedging" your portfolio to spread risk.

Click here to watch the video in High Definition via Quicktime or watch below.

As you can see from the below picture, at least my hair did get to have a day off in Cyprus!

Another way to minimise your risk in property, is to increase your knowledge and contacts. We have found that one of the most effective ways to do this is through networking.

Here are the final details for our event this Sunday in Milton Keynes:

Venue:  Holiday Inn, Milton Keynes East
London Rd, Moulsoe, Newport Pagnell, Buckinghamshire  MK16 0JA
Directions:  M1 - Junction 14
Click here - for the map
Parking: Free

Schedule and Agenda

11:30         Registration for event.                           
12:00         Nick Tadd and Vanessa Warwick:
                 "Welcome to 4 Walls and A Ceiling"   
                  Michelle McDines: "Welcome to   
                  Property Jedi".
                  Meet your fellow networkers -   

12:45          Networking   
13:15          Nick Tadd/Michelle McDines:
                  Meet the Experts
                  September Property Brief/market      

14:00          Breakout and Networking

14:45          Adam Powell:  Managing Director,   
                  Csense Lettings
                 "Identifying areas of key tenant         
                  demand and the type of properties that
                  fulfil that demand"

                  General questions and answers
                  about lettings               

15:45          Breakout and Networking

16:15          Michelle McDines/Vanessa Warwick
                 "Harnessing the power of Web 2.0
                  to benefit your property business"

16:45          Summary/announcements/feedback.

17:00          End of main event.

17.15          For those of you who would like to stay
                  on, there will be a short presentation   
                  about the benefits of investing in   
                  Southern Cyprus.

Remember that networking and education are vital components to your strategy to achieve success in investing. We are committed to providing you with the very latest property intelligence and strategies to help yourself move your property business forwards.

Bring business cards, a notebook, any questions you want answered, and an open mind!

We only charge a £10.00 entry fee to help towards the hire of the room. However, if you bring two other people with you, you get FREE admission.

We look forward to seeing you on this Sunday and assisting you to achieve your property goals.

Click here to watch the video in High Definition via Quicktime or watch below.

To register for the event, please email registration@4wallsandaceiling.com.

Remember, you can never learn less!

Just email registration@4wallsandaceiling.com.

When you attend educational and networking events, you are investing in YOURSELF and YOUR future! What else are you doing this Sunday that could take you a step closer to achieving your goals?

We look forward to seeing you there and sharing our passion for property with you and supporting you in realising YOUR dreams!

To your success!

Kind regards,

September 15, 2008

Video postcards from the Tax Haven of Cyprus...

Dear Fellow Investors...

Nick from 4 Walls here, a little sun-burned ....!

We've just got back from glorious Cyprus where the weather was an amazing 30 degrees and sunny every day!. We had a wonderful and fulfilling time over there and were lucky enough to take the opportunity to buy our dream "place in the sun", pictured below.

Click here to view more pictures of "Aqua Vista"

We've named the house "Aqua Vista". It's a contemporary 3 bedroom villa in the beautiful and tranquil village of Mazatos, near Larnaca and has stunning far reaching views of the azure Mediterranean. We can't wait to get back over to Cyprus and furnish it as we are looking forward to spending time there with family and friends and enjoying all that Cyprus has to offer.

In between relaxing by the pool and enjoying some traditional Cypriot hospitality, we managed to catch up with our good friend and international tax planning expert, Jarl Moe. With Cyprus being the No. 1 tax haven in Europe, it seemed the ideal opportunity to talk to Jarl about the benefits of international tax planning and asset protection. If you are serious and committed to being a successful property investor, you need to consider wealth/asset protection as well as wealth creation! In this exclusive interview, Jarl explains why ...

Click here to watch the video in High Definition via Quicktime

Due to our relationship with Jarl, we have been able to arrange a complimentary personal consultation with him for all 4walls clients. If you would be interested in finding out more please e-mail me at nick.tadd@4wallsandaceiling.com.

We hope that you are enjoying our broadcasts from 4 Walls and a Ceiling, and getting value from them. We certainly enjoy doing them! Whilst it's great to watch us on video, you can also meet us in person. We believe that nothing beats a personal, face to face introduction, so we endeavour to meet as many of our subscribers as possible.

We would therefore also like to remind you that it is now "last call" to register for our property networking event in Milton Keynes on Sunday 21st September.  I will be there to answer any questions you might have on "offshore Tax strategies" and/or any property related questions.

I will also be doing a brief presentation on my findings in Cyprus this time around, up-to and including the satisfactory letting of our penthouse plus the latest aquisition.

In this video postcard from Cyprus, Vanessa gives the low down on the event and why you cannot afford to miss it!

To register for the event, please email registration@4wallsandaceiling.com.

Please rest assured that we will be sending out final details to all delegates on Wednesday.

Stay tuned for our next video broadcast in which Vanessa will be talking about risk management and how to "hedge" your portfolio to spread risk.

Remember, you can never learn less!

Click here - to register for the event.

When you attend educational and networking events, you are investing in yourself and your future!

We look forward to seeing you there and sharing our passion for property with you and supporting you in realising YOUR dreams!

To your success!

Kind regards,

September 10, 2008

The mere fact that I can do this...

Hi All,

It's a Nick here reporting from sunny Cyprus.

cyprus, soutsos computer

Web 2.0 is what I want to talk to you about. As the title suggests, the mere fact that I can talk to you whilst sitting here in Cyprus suggests that you cannot under estimate the power of the internet and, for this example, Web 2.0.

Here's what Wikipedia has to say about it…

Web 2.0

Web 2.0 is a living term describing changing trends in the use of World Wide Web technology and web design that aim to enhance creativity, information sharing, collaboration and functionality of the web.

Web2.0 concepts have led to the development and evolution of web-based communities and hosted services, such as social-networking sites, video sharing sites, wikis, blogs, and folksonomies.

The term became notable after the first O'Reilly Media Web 2.0 conference in 2004.[2][3] Although the term suggests a new version of the World Wide Web, it does not refer to an update to any technical specifications, but to changes in the ways software developers and end-users utilize the Web. According to Tim O'Reilly:

What has this got to do with property you might be saying; Well an awful lot really.

Having been a landlord for over 5 years now I have recognized that my use of "the internet" for all aspects of the job has grown exponentially. From all aspects of business, B2B, Client management and/or information gathering, all has grown over the last few years using "the web".

I think what compounded my view was a video I watched the other day from a chap called Walt Mossberg (he writes the technology page for the Wall st Journal). This particular video was about the i-phone and why it is one of the most important inventions that has hit us. Not because it is a Mac product (and you all know my views on Mac vs. PC) but because of what it does.

This is worth a watch - 50 minute duration

Up until now any interaction with the web was done via a PC or Mac, there was no other way of getting to the information… until now.

You see until now, other than the PC, we only had phones that were modified to use the Internet; therefore, they were limited in what they could do. Now, with the advent of the i-phone, it is first designed as a computer that happens to make phone calls.

This is a major step forward, now we have x2 singularities that we can use to interact on the web. The importance of this cannot be underestimated.

Remember that the PC as we know it is only 30 years old and the Internet is only 10 years old (as users)… I would suggest younger than that as a mainstream item. Therefore, the way in which we use the web is still in its infancy… hence this broadcast on the use of web 2.0.

Q. How do we use this to utilize our world in property?
A. A number of ways… one of which is finding tenants.

We have just bought a number of houses in Basingstoke (some of which we passed onto our Clients, some of which we kept) our intentions is to multi-let some of the houses (they are x3 bed houses that have dining rooms, therefore, x4 bed rentals).

Most of you know we come from a TV background so video is second nature to us. What we have done is create a video "walk round" of one of the properties and post it on a number of tenant finding web sites. Because of the professional video this has brought in quite a few responses from potential tenants. In fact just to give you some figures on it, Gumtree's statistics told us that in the first 48hrs there were over 30 views of the video… YOU CANNOT UNDERESTIMATE THE POWER OF WHAT THIS CAN DO FOR YOU…. Remember that most of the site let you operate on them for free or if there is a cost it is small.
Clearly there are a number of ways to utilize the web an more importantly Web 2.0, what I have done in this broadcast is show you just one way.

Web networks are not just about facebook. (Social networking)

There are other more serious business sites out there. I use ecademy  - click here - this is a business networking site that is fantastic. I have found numerous Clients plus learned a lot of new B2B skills. Again this is a business tool not a social network… yes you have to put time into it to make it work, but the more time you put into it today means the less time tomorrow.

Remember that with-in a few years most business will be done in an on-line environment, very little will be done off-line. You and your business, whether that be a landlord and/or any other business, will be in the gaze of all the web community. So if we draw back to the video I posted to find tenants it will be there in perpetuity and so will all the rest that I put up there… not only that but all the testimony from my tenants, therefore, when I look for tenants in the future they themselves can draw upon this wealth of information to make their decision.

In the mid-eighties when the mobile phone came into the mainstream I remember most people stating it would be a nuisance and disregarded it as a minor change to the way we are.

Now look, 20 years later most of us are lost without our phones… the same is going to happen with Web 2.0, however, the difference is not going to be 20 years, it's going to be more like 2 years.

Don't miss out.

One of the topics that we are going to be talking about at our next event on the 21st September is the use of Web 2.0 for landlords and portfolio builders.

I would like to invite you to that event - click here -

Vanessa (wife) and Michelle (property jedi) who are both very skilled advocates of Web 2.0 will be doing a specific presentation on its use.

Don't underestimate what you can achieve by working smart not hard.

Click here - to register or if you have any questions on what I been speaking about please e-mail me at nick.tadd@4wallsandaceiling.com.


September 08, 2008

Greetings from sunny Cyprus...

Just thought I would drop you a quick line and say... damn it's hot!

Image003_27The picture on the left is "Soutsos" our favorite haunt in the Pervolia village just 20 minutes away from Larnaca.

Pervolia is one of the most beautiful and finished villages in Cyprus (in my opinion) this is where we (Vanessa) have decided to put our roots down.

Our Villa is now coming out of the ground and our Penthouse is getting a long term rent on it, netting us 400 euro's a month.

For those of you who are still considering purchasing in Cyprus, you still have time, however, you need to be "getting in" quick to make the best returns.

Anyway it's pool time now, I'll keep you informed of whats happening during the week.

See you soon



Blogged from my iphone

September 06, 2008

VIDEO LECTURE: Niche marketing strategies for Holiday Lets...

Dear Fellow Investors...

Nick and Vanessa of 4 Walls here ...

In December last year, we recognised what was happening in the U.K. property market. We had previously been focussing on 3/4/5 bed houses in single occupancy with a few in multi-let format. However, we realised that we needed a new strategy to generate cash flow so we started researching holiday lets on the South Coast.

In today's video broadcast, following a successful six months marketing campaign for our holiday let "SeaBreeze" , Nick talks about the niche marketing of holiday lets to achieve year round occupancy - click here.

Nick Tadd on niche marketing strategies for Holiday Lets... from nick tadd on Vimeo.

These strategies can be used in other types of letting properties, including single occupancy, multi-let, overseas holiday homes etc.

With the credit crunch biting and the Euro making things very expensive across the Channel, we realised that a lot of people would choose to holiday in the U.K. rather than going abroad. Magazines like "Coast" have also been at the forefront of a renaissance in the great British seaside holiday.

We looked to invest in a destination with year round appeal, and, after much research, finally purchased a two bedroom holiday cottage at Camber Sands, East Sussex. This delightful resort is situated only 90 minutes drive from central London, making it perfect for Londoners seeking a long weekend break.

You can view our cottage SeaBreeze here:

Click here - for our ecademy market place listing

We have enjoyed 100% occupancy during June, July, and August and have been making £1100.00 NET cash flow on average. We already have a two long weekend bookings in September which easily covers the mortgage payment.

We will be featured in October's edition of "Coast" magazine (on sale 15th September) in a coastpromotion about Camber Sands as a year round destination which should help raise awareness and lead to further Autumn/Winter bookings.

We also believe in "coastal appreciation" i.e. that property on the coast will always achieve a premium and is less likely to be affected by price drops. This is because it is supported by the wealthy second home market and wealthy people are less likely to be affected by a recession than low wage earners. Most of the houses on our Camber Sands development were purchased for cash by wealthy Londoners.

In fact, in everything we do we cater to the upper end of the market, as we believe it is more recession-proof than the lower end!

Eight months after we started this strategy, we came across the following supporting evidence:

Buy-to-let investors looking at UK holiday homes
Posted on Houseladder: 30 Jul 2008 13:31:17 GMT

"There are an increasing number of buy-to-let investors who are hoping to put money into a holiday home in the UK, according to new research.

The Property Investor Show has found that 20 per cent of investors want to purchase holiday homes in the UK to rent out to cash-strapped holidaymakers.

According to the show, the credit crunch is forcing the general public to stay in the British Isles for their holiday and this is driving demand for rental properties.

Properties on the south-east coast of England are the most popular with 32 per cent of investors searching for investments in Ramsgate, Margate and Eastbourne.

Commenting on the move to holiday rental homes, Nick Clark from Homebuyer Events said: "With more people switching to holidaying in the UK, the market for holiday homes is looking good, as investors take advantage of above average rental yields.

The programme makers commented that holiday homes are set to experience "solid capital growth" and rental yields as high as ten per cent in certain areas of the country."

We do like to be beside the seaside
Posted on The Move Channel: Wednesday, August 20, 2008

Properties on the seafront are unlikely to be harmed by the credit crunch as owners tend not to need to borrow.

A great view can increase the price of a property by as much as 30%. Living by the seaside is a common dream, and property prices in coastal towns reflect that popularity.

According to the Halifax, the average property price in 24 seaside towns was at least 20% higher than the county average last year, and these towns are expected toremain largely unaffected by the credit crunch.

The buildings society also found that over the longer term there were 18 coastal towns that saw increases in price of over 100% between 2002 and 2007.

This is because buyers of seaside properties in the UK tend to be older and wealthier than others so do not need to borrow large amounts of money to fund the purchase.

Andy Smith, Managing Director of 1st Property Investment, said that those who buy property on the seafront make their purchases principally for lifestyle reasons.

"They don't rely on mortgages, these places are driven by people who buy because they choose to, it's not something they have to do," added Mr Smith.

The South Downs area of England is proving a big draw, with the seaside town of Eastbourne being the most sought after town in the UK in May, according to the latest monthly search figures from property website PropertyFinder.com.

Brighton was at number 13 in the country, and other south coast towns such as Southampton and Bournemouth were also in the top fifteen.

"Eastbourne appeals to the retirement community who are relatively unaffected by the mortgage freeze as older buyers tend not to need to borrow," said Nicholas Leeming, director of PropertyFinder.com.

"Eastbourne is also well within commuting distance to London and appeals to younger families seeking a seaside location but wanting a London income," he added.

The news follows an earlier release from the organisation which finds Brits are willing to pay substantially more for seaside property when compared to urban areas."

So, if you are interested in generating cash flow (which you should be!), then finding a year round U.K. holiday let may be of interest to you.

E-mail me at nick.tadd@4wallsandaceiling.com to find out more or to get in touch.

For property intelligence and strategies, including U.K. holiday lets, please register at www.4wallsandaceiling.com.

Delegates who regularly attend our networking events are benefiting from these strategies. It's always important to learn from the experience of someone who is successfully implementing what they are talking about.

At our next networking event on Sunday 21st September in Milton Keynes, Vanessa Warwick and Michelle McDines will be doing a presentation entitled "Harnessing the power of social and business networking to progress your property business". We will be showing how Web 2.0 is changing the way people use the internet, and how this can benefit you.

So, network for success by registering your seat at our next event on Sunday 21st September 2008 in Milton Keynes.

Just email registration@4wallsandaceiling.com.

When you attend educational and networking events, you are investing in yourself and your future!

We look forward to seeing you there and sharing our passion for property with you and supporting you in realising YOUR dreams!

To your success!

Kind regards,

Please stay tuned for our next video broadcast which is going to be all about marketing overseas holiday lets. This will be coming to you from sunny Cyprus!

P.S.  We would like to recommend a new property forum called "Love Property".  You can join at www.loveproperty.org.  It's a small but growing community of investors sharing their experiences.  Join us as friends on there and share your views!

"The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term is the indispensible pre-requisite for success".
- Brian Tracy

September 04, 2008

Alarm bells are ringing...


I came across this post on a well known web forum that shall remain nameless but rhymes with "blinging fig"!

I'm actually quite speechless, which is rare for me... read this.

"Hi guys, I'm ***.

So I'm 18 years old and I live in Dubai (The United Arab Emirates).

I've been looking for a job for the past couple of months and when I went for an interview this morning I was pleasantly shocked to find myself employed this afternoon.

The position I applied for was (as advertised in the newspaper) "Sales Agent (property consultant)"
Now, I told my employers that I have no experience in the property world, yet they gave me the job.

I'm afraid I have no idea what to do. What does this job even entail? I've been sitting at my desk for five hours looking at pretty pictures of houses and finding out what freehold means.

This is all very trippy to me.

if anyone can tell me what I *should* be doing or give me advice on how to up my game in this field I might just give you my eternal love forever.

Thanks in advance

Asides my completely n00b life as a property consultant, I'm not sure what I can offer back to the forum yet. Let me know if there is any.
I'm just generally looking to know more about what I do.
What a crazy life it is. All I ever really wanted to be this young was a secretary.

Anyways, I'm bored of talking about me.
How is everyone else doing?"

So she is looking at "pretty pictures" but it's all a bit "trippy".

The term regulation springs to mind.

.... hang on I've just seen an advert in the newspaper for a quantum physicist.... where's my CV.

September 03, 2008

What's the point of all this ...?

Dear Fellow Landlord,

My wife Vanessa has been posting a lot of thoughts on various forums and I thought I would share her latest post with you. I hope you find it valuable and insightful.

Here it is:

We all dream. And our dreams tell the world - and ourselves - who we really are.

(Vanessa on "Rainbow Chaser" anchored off Petit st Vincent, Grenadines.)

A lot of us obviously dream of financial independence. Others of travelling the world. Or learning to play the piano. Retiring to the country. Raising money for cancer research. Becoming an expert on wine. Writing that novel. Learning to speak Spanish.

Of course, if you aren't pursuing your dreams, the real question is what's stopping you?

For many of us, it is a lack of specificity, and a deadline. Our thinking is too vague. What we need are realistic, well-articulated goals. Dreams with deadlines.

For example, "I want a comfortable retirement" is a wish. "I want to have a £2 million net worth on my 65th birthday" is a goal.

"I'd like to do something for charity" may be a heartfelt desire. But "I want to raise £30,000 for the Whale and Dolphin Conservation Society by December 31st" is a definite end.

Goals give your life meaning and direction. They focus your time and energy. They shape and set your priorities, giving you a reason to get up in the morning.

Without them, we tend to drift. Millions of us have fallen into a largely meaningless cycle of eating, sleeping, working and watching TV. After a while, a sort of bored existence sets in.

But when you have a goal that inspires you - whether it's traveling to the Arctic, reading the world's great books or swimming with dolphins - you feel motivated. Goals are empowering. You know exactly what you want and the idea of attaining it energizes you.

As the English novelist Charles Kingsley observed, "We act as though comfort and luxury were the chief requirements of life, when all that we need to make us really happy is something to be enthusiastic about."

Transcendentalist Henry David Thoreau agreed. He said, "If one advances confidently in the direction of his dreams, and endeavours to live the life which he has imagined, he will meet with success unexpected in common hours."

Of course, setting goals and achieving them are two different things.

A few years ago, I came across an article by author Michael Masterson titled "How to Accomplish All Your Most Important Goal Without Fail."

Here, essentially, is what he said:

1. Take out a sheet of paper. Title it "Life's Goals" (if you have no shame) or "Stuff to Do Before I Fall Off The Perch" (if you are afraid someone will see it).

2. Now make a list of everything you want to accomplish.

3. Narrow your list down to four main goals. Think in terms of a long-term wealth-building goal, a long-term health goal, a long-term personal-relationship goal, and a long-term personal growth and development goal. These are your top priorities, your bottom-line objectives.

4. Convert each of these into annual goals and then break them down further into manageable, bite-sized weekly objectives.

5. Once a week, spend one hour establishing your priorities for the next seven days.

6. Finally, spend about 30 minutes each morning organizing your day around them.

His approach is straightforward: Dream it. Plan it. Do it.

Of course, some of us never make a concerted attempt to achieve our goals for a single unspoken reason: fear of failure. Yet there is much to be gained in pursuing your dreams, whether you ultimately achieve them or not.

So follow Thoreau's advice and go confidently in the direction of your dreams. Take action. Live the life that you've imagined.

As Mark Twain observed, "Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbour. Catch the trade winds in your sails. Explore. Dream. Discover."

One of the best things you can do for yourself before investing in property is to ask yourself WHY you are doing it? What is your GOAL?
Without a goal, you have nothing to aim for.

When you have to make a decision in property, try putting it in the context of " will doing this take me closer to my goal?". That will focus your mind and help you make the right choice.

It's also good to review your portfolio occasionally to see how it is helping you get nearer to your goals. It's so easy to go off at a tangent!

For my part, it is my dream to own a yacht and go sailing round the world visiting all the places on my long list. I want to become a master sailor and challenge myself every day. I love sailing and love being on the water. There is nothing more peaceful than sailing across a flat and deserted ocean with only dolphins for company! I also want to share my success with my family and friends. I have a little nephew and niece who I want to provide for, both in terms of their education and future lives.

(Me, anchored in "Mayreau", Tobago Quays, Grenadines on the way to the dream.)

Shortly before he committed suicide in 1988, the famous "Carry On" actor Kenneth Williams wrote in his diary "What's the bloody point?". Maybe part of his problem was that he didn't have one?

If you would be interested in reading Vanessa's posts or sharing your thoughts on this subject with others, please have a look :

click here 1
click here 2 -

If this has inspired you to re-connect with your dreams, why not attend our next networking event to keep yourself inspired and motivated.

Click here for your video invitation.

Property Networking Event... from nick tadd on Vimeo.

So, network for success by registering your seat at our next event on Sunday 21st September 2008 in Milton Keynes.

Just email registration@4wallsandaceiling.com.

When you attend educational and networking events, you are investing in yourself and your future!

So, network for success by registering your seat at our next event on Sunday 21st September 2008 in Milton Keynes.

Just email registration@4wallsandaceiling.com.

We look forward to seeing you there and sharing our passion for property with you and supporting you in realising YOUR dreams!

To your success!

Kind regards,

Please stay tuned for our next video broadcast which is going to be all about marketing U.K. holiday lets. (You can also apply these strategies to normal rental properties, overseas investments etc).

"The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term is the indispensible pre-requisite for success".
- Brian Tracy

September 02, 2008

NEWS BULLETIN... Stamp duty...

As usual too little too late and for something that serves very little purpose, having said that I suppose it's better than a poke in the eye!

With such a fantastic adaptation to the UK property market, I can really see me voting them back in... like a hole in the head!

Alistair Darling, the Chancellor of the Exchequer, has announced that Stamp Duty land tax will not apply to purchases of residential property of £175,000 or less.

The Government said this relief will apply to transactions with an effective date on or after 3 September and before 3 September 2009.

National reports have suggested further measures will be announced by the Communities Secretary, Hazel Blears, later today.